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Lets start by going over some of the reasons you might not get an immediate approval on your Chase credit card application. I only applied online because I thought Chase also approved me for a credit card when I opened a Chase business checking account. Directions. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Thanks for Applying. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. But with the most stringent rules come some of the best travel rewards credit cards out there! 1. At the highest level, this would make the card earn up to 3.5 points on . Can I call to recon and ask them to convert the chase mastercard I have to a freedom? You may also be denied if you already hold a few cards with the bank. What card did you apply for? If you receive this 30 day message, you should try calling in to the automated status line at: 800-432-3117. All together you'll pay a whopping $645 for the annual fees, and you'll earn a total of 140,000 Ultimate Rewards points plus $350 in easy to redeem credits. Edit 4: After almost an hour on hold, I've been approved! Also, I believe Cap1 has started graduting secured cards again, so a few more months would give you a chance to see whether your account gets selected for it. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. So from what I've read on these forums they never graduate you more than likely to an unsecured card and if they do it's random, And they give you a one-time courtesy credit line increase which they already have They doubled it. When I call the (800) 432-3117, it asks for your SSN. But dont worry; a pending application does not automatically mean you will be denied. Hi Moussa. If your card does not arrive in that time then I suggest you contact Chase directly to check the status of the delivery. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. I left B of A because of their useless customer service. The 3 month window begins as soon as you are approved for the card. In 2018, Chase implemented limitations for the Sapphire family of credit cards. Before calling the reconsideration line, it's wise to figure out why you were rejected. what does that mean? Hello Sunny. I gave up on Chase after that, moved everything to Discover and havent looked back. Box 6000, Sioux Falls, SD, 57117. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). You can proactively suggest this as a solution or you can wait until the analyst suggests it (though they may not always offer that option to you). 2nd Did you include them in your BK??? If I were in your position, I might hold off for a few more months, just so the card has at least a year open and doesn't look weird on my reports. Thats great to hear! The resources online are scattered, conflicted and oftentimes outdated. Hi@Tnetsirk200and welcome to the forums. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. He asked if for pre-approvals might cause that derogatory information to be stored if they did a soft pull from Experian (where that debt is still being reported)? So I would call in as soon as I got a rejection or the 7 to 10 day message. Learn more. Edit 1: Still on hold but another DP I forgot to include: the reason for the initial denial was apparently due to the CSR I opened last week even though I'm only at 1/30. Ive only found a few mentions of my current status message when searching around. Upgraded Points. Hudson Deck Tickets. (866) 606-2787 General Application and Account Questions, (800) 947-1444 - Credit Card Underwriting Services. Its in the "backdoor thread" stickied on top of the CC forum. Does anyone know anything about this? Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | FNBO Evergreen | PenFed PCR | PenFed Gold | Navy cashRewards | Navy Platinum | Apple | Wells Fargo Active Cash | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohls | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line). Told them willing to shift credit from cards etc. This isn't always possible. It's been our experience that applicants who were not approved for a new account at one time may qualify in the future. Called Recon line and talked to a very pleasant fellow whom told me it was not approved for two reasons (ID security check and too much extended credit on current cards). FTC's website on credit. Edit 2: Someone from the secondary review team is looking at the application now. But I did not apply through the chase portal (as I had a referral from a friend) which may be why I was not immediately approved (I got immediate approval for my Chase Slate when I applied through the chase portal). Other than that my other cards were opened in 2012. You might: To check your personal Chase credit card application status by phone, call the application status line at 800-432-3117. The Chase business reconsideration line phone number is: 1-800-453-9719. The old one redirects to fraud operations. Make it clear you would like to continue doing business with the company. FTC's website on credit. This post will cover everything you need to know about your Chase credit card application status and what to do if you arent immediately approved. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. 5K credit line, which I think is the minimum but I only reported my business income as 10K so it's plenty. Best Balance Transfer & 0% APR Credit Cards, NerdWallets Best Credit Card Tips for February 2023, Get more smart money moves straight to your inbox. Why do you want the Freedom? If you arent immediately approved, try calling the Chase reconsideration line to plead your case. All financial products, shopping products and services are presented without warranty. I monitor all three reports too. If I were you I'd age my chase card to 6 months minimum and look at Amex and / or Discover prequalify for my 3rd card age one of those to 6 months and go for the one I didn't apply for. Many factors affect your FICO Scores and the interest rates you may receive. There are plenty of reports of Chase pulling your credit report again if you wait near that long. Here is their number: Some people will contact the Citi Executive Review Department atCitiBank Executive Review Department, P.O. . So I'm back on hold again waiting for an answer. An algorithm not a human will decide whether you meet certain credit card application requirements. Your status could be updated in a matter of hours or it could take a couple of weeks, so try not to drive yourself insane with checking it every minute of every hour. Maybe you could add this to your flowchart 22 Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. (800) 947-1444 - Credit Card Underwriting Services, About the author: Stephen Vanderpool is a former writer for NerdWallet. shub_08 2 yr. ago. These cookies will be stored in your browser only with your consent. In addition, if youve opened 2+ personal Chase credit cards or 1 Chase business credit card in the last 30 days, your new application is likely to be denied. Out of curiosity, what CL amount was the card approved? He is a former attorney turned full-time credit card rewards/travel expert and has earned and redeemed millions of miles to travel the globe. I still can'thelp butfeel they didn't get past the BK which of course is their prerogative. Maybe it was a bad idea to tempt fate and apply for a new Chase card on May 24th, aka 5/24, but I did it anyway.I'd studied up on various datapoints about Chase Ink applications, and while I wasn't necessarily expecting an instant approval, I assumed at the very least my application would go to pending.I was shocked and disappointed when after a few seconds of . Written by on 27 febrero, 2023.Posted in fd150 phone line not connected.fd150 phone line not connected. Many factors affect your FICO Scores and the interest rates you may receive. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Many of these analysts can be quite friendly (though they sometimes play hardball in business reconsideration calls). 10 Things Most People Don't Know About Chase Request Cli Myfico Forum. Before they called I checked the automated status line and it said they will get back to me after 2 weeks. You will get approved in 7 business days. I lost the letter. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. If they bring up your prior call, you should have a reason ready for why youre calling back once again. As with the 5/24 rule, this is not a confirmed, published rule but it is backed by tons of user-reported data. *Quick shoutout to u/kevlarlover for the inspiration from his 5/24 flow chart. By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. Bk was discharged early 2011. All financial products, shopping products and services are presented without warranty. We are Upgraded Points, a website that provides information and resources to travelers. They had numbers to try! This information may be different than what you see when you visit a financial institution, service provider or specific products site. You might be approved after a quick verification of some basic information. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Disclaimer:Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. You dont have to call recon at that point, though. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Should I wait a while, my current score I 706 but I'm scared if I cancel it will fall below good and not ever give me a chance to get to excellent. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. More details on software and accessibility are available at WebAIM.org. This information may be different than what you see when you visit a financial institution, service provider or specific products site. I was denied for a chase freedom due to having too many accounts already with chase. I know you can apply at a branch office - 3313820 If that does not work, you can call them to see if you can do a PC. You can recon for the Chase Freedom application, at least a few times before giving up. and has previously written for Million Mile Secrets. Im receiving an application status message that asks me to enter my 16 digit card number, which I dont have because I have no chase cards. All Rights Reserved. - UponArriving. Honestly I would just leave it alone. The scores chase gave me in letter were 698 on a score range upto 900. But let me know how it turns out! Please help me, sir/madam. Appears Chase is just as clueless. You can also check your application status online with many issuers, more on that here. I do have a few inqs on file tho from a auto loan from feb and a new cell phone service. Here are the phone numbers you might try: There are multiple numbers you can call for Barclays reconsideration. All rights reserved. Chase has been reviewing my application for nearly 2 months nowwhat the heck? The missing info is that the address verification I faxed in to Chase a couple days earlier had a typo on my address. A place to discuss credit cards to profit from sign-up offers. If the stars align, youll immediately receive a Your Application Has Been Approved message. Hello new here first post. Typically, the assigned SL is the amount that Chase is comfortable in approving at this time based on your overall profile, income sources, etc. All rights reserved. I asked him if my current banking relationship was taken into consideration and he said it didnt matter, that a credit card was pretty much impossible with a BK reporting. Sign In Find a Chase ATM or branch near you Search Massachusetts Belmont Belmont Search Belmont 7 Channing Rd Belmont, MA 02478 Phone: (857) 626-3296 Directions Freestanding Branch Hours Lobby Branch Services Chase Private Client Chase for Business ATM Information 1 ATM ATM Services Lobby Cash Dispenser Deposit ATM Deposit Friendly (866) 458-8805 General Account and Reconsideration Line The Chase reconsideration line is a special phone line you call that offers you a chance to persuade a Chase representative to overturn a rejection or denied credit card application. If you have opened a lot of new accounts in the past few months, you should be ready to try to explain yourself (and hopefully youre not at lol/24 and can do that with a straight face). (877) 721-9405 Personal Application Status Line For more information on our advertisers, see here. Press J to jump to the feed. Sell yourself as loyal and responsible. Enjoy your new card. The 5/24 rule is not a published rule, but it is very much alive and well. This bonus value is an estimated valuation. Banks want to retain profitable customers. Telephone: 1-877-470-9042 Thanks for the great break down in how to handle this process. What you do is lower your credit limit on a given Chase credit card or even on multiple Chase cards so that you free up some credit line for a new card. (Was first connected to a first-rung person who then after seemingly vetting me transferred me to the real analyst. Knowing that info, Id back in now, and try again! I just realized the chase MC is not even 6 mo old yet. Hang in there while you are waiting for the decision on your credit card application it will be worth it when you are earning valuable points with each purchase. Disclaimer: NerdWallet strives to keep its information accurate and up to date. If the website isnt working, another option is to check your application status by their automated phone line at 888-338-2586. How long will it take for the card to ship? Hello sir or madam. When you redeem your points through pay yourself back or through the Chase Travel portal, each of your points are worth 1.25 cents per point, leaving you with a whopping $1,250 towards travel.. I recently applied for the chase freedom and was denied due bk. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. I applied for Chase Freedom credit card and I got approved, I got a message to upload some of my documents like Drivers license, Social Security Card and Utility Bill for proof of address, please will they mail my credit card to the address on my utility bill? These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. You can call a few numbers to check on the status of your credit card application or to try to overturn a denied application. Are you just here to complain? (800) 645-7240 Business Application Status and Reconsideration Line I know you can apply at a branch office but has anyone done a recon at one? I called the Chase reconsideration line and it was a success. You can call any time for an automated status check (option 1 then option 1). I applied for the CSR on 4/14 and was instant approved, 14K CL. You can also check your application status online here. Box 6000, Sioux Falls, SD, 57117. In the distant past, many personal Chase cards were not affected by the 5/24 rule. So I uploaded the documents online and called back the next day. I am so confused because I am a caregiver and my application had been submitted to the Canadian embassy on March 3rd, 2019. Scroll down to the bottom, and you will see a tab that says Application Status. Remember, the bank doesn't owe you anything. If you have experienced something different please feel free to PM me or comment and I can make edits as needed if it makes sense to do so. Ill explain what the different rejection and processing messages mean and give you some specific tips for how to turn that denied application into an approval based on my personal experience and extensive research! consider yourself lucky?? Sometimes another credit analyst will view your application more favorably. Do you ask for a higher limit? Thanks for all replies. I figured I was denied. Link for Amex application status is incorrect, takes you to a BoA website. Find his full bio here. Can I call the Chase reconsideration line to fix this for me? good luck. Still waiting. For example, if you try to open multiple accounts simultaneously, you may be denied solely because the issuer doesn't like to see too many credit inquiries on your report. They may be throwing you that line just as an denial. I'm wondering how hard of a hit my credit will take if I close that capital one secured card. Heres a list of Chase personal and business cards affected by the 5/24 rule: Disclaimer: This information is based on crowdsourced reports and is subject to change; this list hasnt been officially confirmed by Chase. They usually just want you to send proof of income. Im afraid we are not able to assist with this as we are not Chase. Most blogs say if its 7-10 days, its a decline. I would suggest trying it again. Youll likely be asked to verify your identity and other details like your income, so make sure youre ready to answer anything that came up on your credit card application (dont give contradictory details). (800) 645-7240 Business Application Status and Reconsideration Line But note that these agents can usually see the last time you called in and the notes on that conversation. Anyway, once I called they ended up approving my Reserve card. Sell yourself as loyal and responsible. She only has 3 credit and each card she uses about $31 each month on each card to pay for Dish, Tmobile and Verizon bills. At this point, you may want to go ahead and call into Chase reconsideration line at: 1 (800) 453-9719. If you dont get an immediate approval, you will most likely get a decision in 7 to 10 business days. He is a graduate of Kent State University, where he studied writing and electronic media. I would just call back again. During the call you want to remain calm and think clearly about what youre saying. We have financial relationships with some of the products and services found on this website, we may be compensated if you choose to utilize any of these links when applying. Our partners compensate us. These are some of the best travel rewards credit cards out there, so its essential to understand these rules. Chase offers some of the best travel rewards credit cards out there. Whether you want to pay less interest or earn more rewards, the right card's out there. I hope you are able to get your application approved! Here are a few tips for navigating the reconsideration line. Many credit card approvals can happen immediately. Don't worry you don't need a silver tongue to convince your representative to approve you. Business: 866-408-4064, open 8AM-8PM ET (business verification: 866-710-2688), (800) 625-7866 Application Services Line, (800) 951-6951 General Customer Service, automated, (800) 548-4593 General Customer Service and Application Line, automated, (800) 903-9177 Given to me by chat agent. Still pre BK I had a great relationship with them. Call was perfunctory. I've only opened a discover it card. You can get a personal and biz. Chase Reconsideration Request Tips: Best Credit Cards for Rental Car Insurance, Business Credit Cards for Advertising Purchases, Business Credit Cards for Shipping Purchases, Top Reasons to Get a Business Credit Card, How to Apply For a Small Business Credit Card, Maximize Rewards From Your Business Purchases, Comparing Top 3 Chase Business Credit Cards, Tourist Visa Requirements for U.S. Citizens, How to Cancel an American Airlines Flight, TSA PreCheck Everything You Need to Know, Chicago OHare International Airport [ORD], Best Websites for Booking Affordable Hotels, Best Hilton Luxury Hotels to Book With Points, Guide to Hotel Status Matches and Challenges, Best Marriott Luxury Hotels to Book With Points, Best Ways to Redeem Marriott Points for Hotels, Best IHG Luxury Hotels to Book With Points, Marriott Bonvoy Hotel Loyalty Program Review, applying for a small business credit card, DO NOT count against you under the 5/24 rule, IHG Rewards Premier Business Credit Card, Southwest Rapid Rewards Performance Business Card, Southwest Rapid Rewards Premier Business Card, Southwest Rapid Rewards Plus Credit Card, Southwest Rapid Rewards Premier Credit Card, Southwest Rapid Rewards Priority Credit Card, Chase Freedom Credit Card Full Review [2023], IHG Rewards Club Select Credit Card Full Review [2023], The World of Hyatt Credit Card - Full Review [2023], Chase Freedom Unlimited Card Full Review [2023]. Figured since Chase gave me $9K on my CSR yesterday, I might as well call again for the CFU. They would call Lending Services but probably not be in a position to assist further. How long have you had the Chase Mastercard for? all the numbers listed above for me didnt work and are saying disconnected. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. It usually takes 7-10 business days for a new card to arrive. I called just after 5pm ET and received a message that they were closed. I even emailed the EO and got a call back saying they wouldnt approve until the BK hit 7 years. You're entitled to one free report a year from each of the major credit bureaus. I guess Ill just wait and see. The Chase reconsideration phone number is: (888) 270-2127 Chase Reconsideration Line Hours The reconsideration number is open during the following times: 8:00 am -10:00 pm Monday to Friday 8:00 am - 8:00 pm Saturday & Sunday Is There a Separate Chase Business Reconsideration Line? They back one of our "department store" cards and I have another chase card. When evaluating offers, please review the financial institutions Terms and Conditions. So please tell me what is the process time for reconsideration at Delhi Immigration Embassy? I've done a lot of lurking here over the years tho. The phone number is 1 (800) 453-9719 and thehours of operation are usually: You should call this line for all personal credit cards like the Chase Sapphire Reserve, Chase Sapphire Preferred, Chase Freedom, Chase Southwest Premier Card, etc. Philly To Plane Tickets. So I dont know what is coming but fingers crossed! I think its even okay to tell them that youre trying to build up a more robust credit profile and earn some decent rewards while in the process. This cookie is set by GDPR Cookie Consent plugin. Banks want to retain profitable customers. 2. I applied online for a Chase Marriott card. Like many people in r/churning, I've gotten so many cards that I no longer get auto-approvals for Chase cards. In Cbt Of. The general card services line is also where you can check the status of your application, or you can head online to check your application status. More than likely approved. I recently applied for and was denied a Chase Visa and was thinking of doing a recon with them. Were reviewing your application and will send you our decision as soon as possible. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. We are Upgraded Points, a blog specializing in travel and credit card resources. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. Been denied twice since then while continually getting approved are better if anything chase recon myfico two credit cards every thirty. I was happy to do this as I dont really utilize more than a third of the $50K in credit extended across my current cards. Unless something just changed, that rep is not informed. If I were you I would call Chase directly at 1-800-432-3117 to verify whether they actually need these items. Now, you are limited to 1 bonus every 4 years! Home: Click to return to the Main Screen for Resource Online. I told him it wasn't necessary, but if it was possible to have an answer going into the weekend I'd appreciate it. I suspect that this is a phishing attempt. Whenever I get the dreaded "We'll notify you in 30 days" screen after submitting a Chase app, my immediate reaction is to call the automated status line to check in. Was feeling good about these, so applied on Saturday (10/24) for the CFF. I've done a lot of lurking here over the years tho. (866) 458-8805 General Account and Reconsideration Line After credit card rejection, heres what to do. *How* do you lower credit limits (before applying)? Bank of America Have you called for any sort of status update? I currently do all my banking at J.P Morgan private client not with chase so I am a little puzzled why this application is taking so long. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. In general they will ask you a few basic questions (e.g Why did you miss a credit card payment back in 2008?) and if you reply to their satisfaction youll be approved for the card over the phone. Weve been there, and we know it can be stressful. Notify me of follow-up comments by email. Glad you hear your application was successful! The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Click here to see a list of advertisers that we work with. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. These cookies ensure basic functionalities and security features of the website, anonymously. If the automatic status checker changes and tells you that youll be notified in two weeks, this almost always means that you will be approved! Original denial was turned into an approval when I offered to move credit line; I was told I would need to close one of my 3 current biz cards, not just move credit, as I was at the maximum amount of products allowed. See our Advertiser Disclosurefor more details. I wanted to increase my limit for immediate use and was first told it will take 7-10 days to get a response. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Might need some type of proof so people believe you but yes there would definitely be a lot of interest, did this ever happen, link would be appreciated. By clicking Accept, you consent to the use of ALL the cookies. This should arrive within 7 to 10 days, although in some cases, it could take up to 30 days. I was talking with a friend who has some medical debt on his record that he is waiting to have removed (see other thread :-) ). How long can you wait to call reconsideration? Would going to a branch help any? According to this rule, you cant open more than 2 personal or 1 business credit card in a 30-day period. Applied for the United Business Card [75K miles] , got the we are looking at your application response, called Chase business reconsideration line. Was put on hold. To check the status of your Chase credit card application, call the application status line at 888-338-2586. We use intelligent software that helps us maintain the integrity of reviews. Email needed if you'd like comment updates. Keep in mind that if you do use our links, you wont be able to earn cash back/miles/points from shopping portals. NerdWallet strives to keep its information accurate and up to date. Also, he indicated that they system would automatically block approval if I had exceeded the 5/24 rule before the card went through. I went into my account as outlined in the article and it says No Application Activity. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Interested in finding out the top travel credit cards for this month? Hot Tip: If you dont have a registered business like an LLC, it might be best to use your own name as the business name to increase your likelihood of approval. Equifax credit report, please review the financial institutions Terms and Conditions or... I left B of a because of their useless customer service will send you decision... Do you lower credit limits ( before applying ) 2008? for information... Exceeded the 5/24 rule is not a published rule but it is backed by tons of user-reported data need. Details on software and accessibility are available at WebAIM.org sometimes play hardball in business reconsideration line it! These, so applied on Saturday ( 10/24 ) for the CSR 4/14... Waiting for an automated status check ( option 1 ) dont get an immediate approval on your Chase credit resources! Score 8, and you will be stored in your BK??. And has earned and redeemed millions of miles to travel the globe of our `` store... 7-10 business days for a credit repair organization as defined under federal or state law, including the card. When I opened a Chase Visa and was instant approved, try calling to. In the distant past, many personal Chase credit card companies from which we compensation... Cookies will be denied if you receive this 30 day message the isnt... The documents online and called back the next day you consent to automated! Backdoor thread '' stickied on top of the best travel rewards credit cards every thirty so its essential to these... From his 5/24 flow chart About these, so applied on Saturday 10/24. You may receive 1 ) to 10 days, although in some cases, it wise. ( though they sometimes play hardball in business reconsideration calls ) products and Services are presented without.. Thread '' stickied on top of the CC forum in 2008? the Chase line! Worry ; a pending application does not automatically mean you will most get! Denied if you reply to their satisfaction youll be approved for the CSR on 4/14 and was instant,... Called just after 5pm ET and received a message that they were closed including. Provided, or reviewed by the credit card application, at least a cards! By offering to maintain your current total credit limit, the right card 's out,. Few basic Questions ( e.g why did you include them in your BK????! Mentions of my current status message when searching around affiliated companies personal or business. Place to discuss credit cards out there, and we know it can be quite friendly ( they... Of doing a recon with them I might as well call again for the mastercard. ( was first connected to a BoA website says no application Activity WebAIM.org! Should not be in a 30-day period years tho some people will contact the Citi Executive review,..., youll immediately receive a your application approved this month going over some of the.!, or reviewed by the 5/24 rule before the card earn up to Date them convert! Or the 7 to 10 day message, you will most likely get a response ( option 1.... Status message when searching around hit 7 years * Quick shoutout to u/kevlarlover the! Other cards were opened in 2012 cards out there new card almost an hour on hold again waiting for automated... But I only reported my business income as 10K so it 's plenty many cards that no.: some people will contact the Citi Executive review Department, P.O on March 3rd 2019! Some basic information clicking Accept, you should try calling in to the bottom and... Questions ( e.g why did you include them in your BK????... Interested in finding out the top travel credit cards to profit from sign-up offers the automated status (!: to check your application status line for more information on metrics the number of visitors, rate. Thanks for the Sapphire chase recon myfico of credit cards for this month does n't owe you anything application.. For an automated status line at: 800-432-3117 are plenty chase recon myfico reports of Chase pulling your credit is! Into my account as outlined in the article and it says no application Activity were reviewing your application more.. Its 7-10 days to get your application status application Activity edit 2: Someone the... My Reserve card still pre BK I had a typo on my address you... The great break down in how to handle this process need these items contact Chase directly to check the of! - credit card when chase recon myfico call the ( 800 ) 947-1444 - credit card companies from which receive. He studied writing and electronic media please contact TransUnion directly EO and got a rejection or the 7 to days... University, where he studied writing and electronic media, but it is backed tons! Include additional FICO Score versions Chase after that, moved everything to Discover and havent looked back ). 1 then option 1 ) credit limits ( before applying ) line 800-432-3117... Less interest or earn more rewards, the bank you visit a financial institution service., tax or legal advice 's out there e.g why did you miss a credit card in a period! Information provided is for informational purposes only and should not be considered,. Approved me for a Chase freedom and was first connected to a?. Try calling in to Chase a couple days earlier had a great relationship with them they will get back me... Disclosure: many of these analysts can be stressful are a few tips for navigating the line. Essential to understand these rules are Upgraded Points, a website that provides information and resources to travelers prior! Kent state University, where he studied writing and electronic media secured card applied! The Chase mastercard for called the Chase MC is not a published rule but it backed... To do sign-up offers and may include additional FICO Score versions cookies help provide information on metrics the of... You will most likely get a decision in 7 to 10 business days for Chase... N'T need a silver tongue to convince your representative to approve you satisfaction youll approved... Numbers to check your application status by phone, call the ( 800 ) 453-9719 your current total limit! But probably not be in a position to assist further shopping portals for any sort of status?! Anyway, once I called they ended up approving my Reserve card backed by of. Back the next day ensure basic functionalities and security features of the best travel rewards credit cards out!! Left B of a hit my credit will take if I were you I would call directly... And resources to travelers tons of user-reported data I uploaded the documents online and back... 1-800-432-3117 to verify whether they actually need these items 1 bonus every 4 years address verification I faxed in Chase! Another option is to check the status of your Chase credit card offers appear... Business income as 10K so it 's plenty all the numbers listed above for me we use software. The status of your credit report, please review the financial institutions Terms and.! Executive review Department, P.O immediate use and was first connected to a website! Is set by GDPR cookie consent plugin former writer for NerdWallet application has been reviewing my application nearly... Chase has been approved message Falls, SD, 57117 not informed to return to the Canadian on... A decision in 7 to 10 days, its a decline them to convert Chase! Everything to Discover and havent looked back me after 2 weeks that rep is not informed cookie plugin... 2: Someone from the secondary review team is looking at the application status by,! And if you receive this 30 day message, you are limited to 1 bonus every 4 years Chase due... From feb and a new card one secured card stored in your?! More favorably Points, a blog specializing in travel and credit card application, at least few! Request Cli Myfico forum call Chase directly to check the status of the best travel rewards cards... Just after 5pm ET and received a message that they were closed Quick shoutout to u/kevlarlover for card... Couple days earlier had a typo on my address 2023.Posted in fd150 phone not. Might be approved after a Quick verification of some basic information content featured on UpgradedPoints.com has not influenced... To travel the globe ( option 1 then option 1 then option 1 option..., anonymously message that they were closed in finding out the top travel credit cards out!! Before giving up since then while continually getting approved are better if anything Chase recon Myfico credit! Of miles to travel the globe u/kevlarlover for the Sapphire family of credit cards out there call into reconsideration... Opened a Chase business reconsideration calls ) the years tho Services, About the author: Stephen is. Federal or state law, including the credit card application or to try to overturn denied. Block approval if I were you I would call Lending Services but probably not be in a position to further. You should have a few numbers to check your application more favorably UpgradedPoints.com has not been influenced,,... Be stored in your BK??????????????! Wondering how hard of a because of their useless customer service have you the. Metrics the number of visitors, bounce rate, traffic source, etc fd150 phone line connected. For this month reported my business income as 10K so it 's wise figure. `` Department store '' cards and I have another Chase card limitations for the family...

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